Degrees with Less Debt

This brand new Student Help book from Lifetime Publishing is the first of its kind to help you come up with creative ideas to minimise the cost of your higher education. It doesn't preach about surviving on a budget by eating beans on toast, nor does it laboriously list organisations that provide sponsorships. Instead, it'll help you explore a wide range of options you may never have previously considered.

Here are some tasters from the book. To read more, order Degrees with Less Debt through major online bookstores.

Invest in your future

Getting a good education is often described as an investment in your future- and a degree is one of the most highly regarded qualifications you can achieve. If you're thinking about studying for a degree, while you may be tempted to view both the outlay and the reward in purely financial terms, there are also more personal costs and benefits that are worth considering. You need to understand the investment required and the potential rewards, decide on your goals, choose your subject wisely and make sure that you get what you pay for.

Helping to support you whilst you study

Why pay more for your university education than you have to? There are organisations out there prepared to help fund your studies. Extra money- apart from the state funding available to everyone - could help with the cost of your tuition fees, living expenses and other costs. This extra money can come in the form of: sponsorships and scholarships from employers, professional bodies and other organisations; university bursaries, scholarships and other awards; bursaries for specific courses; funding from charities and educational trusts and many other initiatives.

Making the right choice

Did you know that there are lots of different full-time routes you could take to get a degree that may work out cheaper than the traditional university route? These include courses at further education colleges, accelerated courses, learning in stages and sandwich degree courses. Don't underestimate how important it is that the choice you make is right for you, not just your bank account.

Spreading the cost of your studies

If you're keen to spread the cost of studying and want to work a few more hours to avoid borrowing money, then apart-time degree course could be the way forward for you! A lot of people choose to study for their degree on this basis; in fact around 40% of current undergraduates are following part-time courses. The various ways you could study part time include: taking a part-time course at a college or university, doing a distance-learning course or undertaking employer-funded study, perhaps through a Higher Apprenticeship.

Things to consider

Your two biggest costs when you go to university will be your tuition fees and living expenses. Both of these can vary widely depending on where you choose to live and study, so it makes sense to do your research and look for the most cost-effective options for you. You need to consider: tuition fees in different parts of the country, accommodation costs, the financial benefits of living at home and other living costs including food, insurance and travel.

Studying abroad

The option to study abroad has never been more attractive. With big hikes in tuition fees in the UK, you could make great savings. In fact, both tuition fees and living expenses can work out cheaper in other countries, so even if it isn't something you ever imagined doing, it's worth thinking about studying overseas. To study overseas, you don't have to take languages or a course with a European or international dimension. You can choose to study any subject - from archaeology to zoology. You can opt to take part of your course abroad or your entire course overseas - in Europe or beyond.

Different ways to study

One way to help minimise the amount of money you will need to borrow while you're at university is to earn money either before your course or while you study. There are lots of different ways you can earn money. These include: working during a gap year, getting a part-time job (ideally one that uses your skills or that will give you perks) and working during university vacations.